Terms Of Use

Terms Of Use

Your use of any portion of The St. Marys State Bank website is subject to the following terms and conditions:


Unauthorized use of websites and systems of The St. Marys State Bank (“SMSB”), including, but not limited to unauthorized entry into The St. Marys State Bank systems, misuse of passwords, or misuse of any information posted, is strictly prohibited. This Site is not intended for children under 13 years of age. By using this Site, you affirm you are over the age of 13.

Governing law

You agree your use of The St. Marys State Bank websites is governed by State laws and any applicable federal United States laws. For individual products and services offered by SMSB, the applicable customer agreements and disclosures may specify that the laws of another jurisdiction will govern your use of the account and/or service, and the terms of those disclosures and agreements will continue to apply.

Copyright and trademark information

The works of authorship contained in this Site, including, but not limited to all design, text, sound recordings, and images, are owned, except as otherwise expressly stated, by SMSB.  The trademarks, trade names, and service marks (the “Marks”) used on The St. Marys State Bank website belong to said Bank or to various other parties. No one is authorized to use any of the Marks in any manner without the prior express written permission of the owner of the Mark. The materials displayed on SMSB website are protected by U.S. and international copyright law and treaties, and shall not be transmitted, broadcast, copied, adapted, displayed, or performed without the prior express permission of The St. Marys State Bank.


None of the information on The St. Marys State Bank website may be used, distributed, or reproduced for commercial purposes without our prior express written permission. No third party is authorized to solicit SMSB products or services without SMSB prior express written permission. There are various restrictions, limitations, and costs associated with The St. Marys State Bank products and services, which are disclosed in the applicable customer agreements and continue to apply regardless of any information provided in our website. Not all products and services described are available in all geographic areas.

Because of the possibility of human or mechanical error as well as other factors, the Site (including all information and materials contained on the Site) is provided “as is,” “where is,” and “as available,” with no warranties or representations regarding the Site. SMSB disclaims all warranties and representations of any kind with regard to the site, including any implied warranties of merchantability, non-infringement of third-party rights, freedom from viruses or other harmful code, or fitness for any particular purpose. Further, SMSB will not be liable for any delay, difficulty in use, inaccuracy of information, computer viruses, malicious code, or other defect in this Site, or for the incompatibility between this Site and files and the user’s browser or other site-accessing program. Nor will SMSB be liable for any other problems experienced by the user due to causes beyond SMSB’s control. No license to the user is implied in these disclaimers.

The St. Marys State Bank disclaims liability for any and all claims, losses, costs, expenses (including attorneys’ fees), and damages of whatever kind or nature including without limitation general, special, incidental, consequential, punitive, exemplary or treble damages (“Damages”) based on any theory of liability, in connection with any use of SMSB website and the information contained therein, even if SMSB has been advised of the possibility of such Damages.

No warranties

From time to time, The St. Marys State Bank website may include information from third parties, and/or links to other websites. SMSB does not make any warranties, express or implied, regarding any third party information or any links to other websites, and SMSB assumes no responsibility for the accuracy, completeness, reliability or suitability of the information provided by third parties or information, software (if any), offers or activity found on other websites which may be linked to our website.


The St. Marys State Bank reserves the right to terminate any or all Site offerings or transmissions without prior notice to the user. SMSB further reserves the right to modify these Terms of Use at any time without notice. The most current version of the Terms of Use will be available on this Site. If you find the Terms of Use unacceptable, you may discontinue your use of the Site. By continuing to access the Site, you agree to be bound by the Terms of Use posted at the time of access.